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Insurance Perspective on Places of Refuge

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Chapter Summary

Vessels causing pollution damage require assistance and compensation for their salvage. This chapter discusses the scope of insurance cover available to compensate for the losses and liabilities and the extent of such insurance cover. In the context of a vessel in need of assistance seeking a place of refuge, the insurance of the property itself is of relatively little interest, as it only concerns the relationship between the property insurer and the assured. There are several other types of insurance in the maritime field that provide cover for specific risks such as war risks, freight earnings, strikes and cargo insurance. Each type of insurance has its significance and can become an issue in connection with a vessel needing assistance.

Keywords: collision liability; marine insurance; place of refuge; pollution damage; salvage

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