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Relationship between Debtor and Creditor from the Hadith Perspective(Hubungan Penghutang dan Pemiutang Menurut Perspektif Hadith)

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image of Al-Bayan: Journal of Qur'an and Hadith Studies

Lending and borrowing are fundamental human activities. Islam generally permits such activities provided that they are based on genuine necessities and will not lead to unfavourable consequences. This article discusses the nature of lending and borrowing activities from the Islamic perspective and specifically in terms of the relationship between debtors and creditors. The main compilations of hadith (sunnan sittah) and related Sharah (commentaries) are referred to in a discussion and analysis of hadith pertaining to debt activities. The content analysis method, incorporating relevant hadiths and patterns of discussion, found that borrowers are obliged to repayment according to a predetermined contract. Additionally, lenders must remain considerate to the borrowers should the latter are unable to fulfil their obligation. In conclusion, a warm relationship between both parties should be established, as lending is a benevolent act which guarantees the lender a considerable reward in the afterlife.

Affiliations: 1: Jabatan Syariah dan Ekonomi, Akademi Pengajian Islam, Universiti Malaya aini@um.edu.my ; 2: Jabatan Syariah dan Pengurusan, Akademi Pengajian Islam, Universiti Malaya azzah@um.edu.my ; 3: Jabatan Syariah dan Pengurusan, Akademi Pengajian Islam, Universiti Malaya suhaili@um.edu.my

10.1163/22321969-12340047
/content/journals/10.1163/22321969-12340047
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2017-05-24
2017-12-16

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